(305)757-9801
Products
Employee Benefit Product Portfolio
- Group Health (Fully Insured, Minimum Premium, ASO, HDHP, HSA, HRA, Traditional)
- Dental (DHMO, PPO, Indemnity)
- Group Term Life and AD&D (Basic and Optional)
- Short and Long Term Disability
- Critical Illness / Hospital Plans
- Worksite Voluntary Benefits (AFLAC, Allstate, Colonial, Unum, Humana)
- Employee Assistance Program (EAP)
- Vision
- Long Term Care
- Section 125 (Premium Only, Healthcare FSA, Dependent FSA, Limited Purpose FSA)
- Medical Expense Reimbursement Accounts (MERP)
- 401(k) Retirement Savings Plans
- 401(k) Profit Sharing with New Comparability Allocation Funding
Executive and Key Employee Benefits
- Life Insurance
- Long Term Disability
- Long Term Care
- Key Man Life and Business Overhead Expense
- Multi Life / List Bill / Simplified Underwriting
- Buy Sell Funding (Life and Disability)
Individual Products for Financial and Estate Planning
- Term Life (Guaranteed Level Term to 30 Years, Return of Premium)
- Permanent Life Insurance (Universal and Whole Life)
- Joint and Last Survivor Life Insurance
- Disability Insurance (Non-cancellable and Guaranteed Renewable)
- Long Term Care (10 Pay, Pay to Age 65)
- Impaired Risk Underwriting
Long Term Care Products
- Individual LTC
- Couples LTC (Spouse Discount Applies)
- Business and Corporate LTC Plans (Group Carve Out)
- Single Pay LTC
- Ten Pay LTC
- Pay to Age 65 LTC
